Educated but Unemployed: Why Degrees Are No Longer Job Insurance in India
Introduction: When Education Stops Protecting You For decades, education in India was sold as insurance. Study hard, earn a degree, and stability would follow. That promise shaped families, finances, and futures. In 2026, that promise no longer holds. India today has more educated youth than ever before — and also more educated unemployed . This is not a failure of individuals. It is a structural shift. To understand why degrees are no longer job insurance in India, we must separate education from employability , and credentials from opportunity. (For the broader context of this shift, see our analysis: What It Means to Be Young in India in 2026 .) The Data Behind Educated Unemployment Official labour data shows a paradox: Overall unemployment remains around 5% Youth unemployment (15–29) is nearly three times higher A majority of unemployed youth have secondary or higher education In simple terms: The more educated you are, the longer you m...